RBF · Financing
Accepting applicationsRevenue-based financing that flexes with your month
Repay as a share of monthly revenue, not a fixed dollar amount. Strong months finish sooner; lean months cost you less.
- Amount
- $25k – $1M
- Funded in
- 2 – 5 business days
- Term
- Until the agreed amount is remitted
- Priced as
- 5 – 15% of monthly revenue
- Min. trading
- 1 year trading
Illustrative ranges. Your actual amount, rate and term depend on your business and are set when you apply.
What a Revenue-Based Financing is
Revenue-based financing repays as a fixed percentage of your monthly revenue rather than a fixed dollar amount. In a strong month you remit more and finish sooner; in a lean month the payment falls with your takings.
The total repaid is agreed up front and does not change — only the time it takes moves with your revenue. It suits businesses whose monthly income swings, where a fixed payment in a bad month is the thing that does the damage.
How it works
- 1Show the swing
Twelve months of bank statements reveal your revenue pattern.
- 2Agree a fixed payback
One total amount, remitted as a set share of monthly revenue.
- 3Repay in rhythm
5 to 15% of each month’s revenue until the agreed amount is met.
Who it is a fit for
Businesses whose monthly revenue swings, where a fixed payment in a bad month is the thing that hurts.
A good month repays faster and costs the same in total. The end date moves with your revenue.
What you will need
The full checklist is built from your answers in the application — you are never asked for a document that does not apply to you. For a Revenue-Based Financing, the document that does the work is: Twelve months of bank statements, to show the swing. Most files are complete with around 8 documents in total.