CRE · Financing
Accepting applicationsCommercial real estate loans — purchase, refinance or cash out
Buy the premises you occupy, refinance onto better terms, or release the equity in property you already hold. Long terms, low rates.
- Amount
- $100k – $5M
- Funded in
- 30 – 60 days
- Term
- 5 – 25 years
- Priced as
- From 7.5%
- Min. trading
- 2 years trading
Illustrative ranges. Your actual amount, rate and term depend on your business and are set when you apply.
What a Commercial Real Estate is
Commercial real estate financing lets you purchase, refinance or take cash out of commercial property. Whether you are buying the premises you already occupy or releasing equity from property you hold, the loan is secured by the real estate.
An appraisal and a title search are unavoidable and add weeks to the timeline, and closing costs sit outside the loan amount. In return the terms are long — 5 to 25 years — and the rates are among the lowest in commercial lending.
How it works
- 1Share the property
A rent roll and a current appraisal frame the deal.
- 2Underwriting and appraisal
The property and your financials are assessed; budget a few weeks for it.
- 3Close and fund
5 to 25 year terms for purchase, refinance or cash-out.
Who it is a fit for
Buying the premises you occupy, refinancing onto better terms, or releasing equity from property you already hold.
An appraisal and a title search are unavoidable, and both add weeks. Budget for closing costs separately.
What you will need
The full checklist is built from your answers in the application — you are never asked for a document that does not apply to you. For a Commercial Real Estate, the document that does the work is: Rent roll and a current property appraisal. Most files are complete with around 12 documents in total.