PO · Financing
Accepting applicationsPurchase order financing for orders bigger than your cash
A confirmed order you cannot afford to fulfil is the classic growth trap. PO financing pays your supplier so the goods can ship.
- Amount
- $25k – $1M
- Funded in
- 3 – 7 business days
- Term
- Per order
- Priced as
- 2 – 6% per 30 days
- Min. trading
- 6 months trading
Illustrative ranges. Your actual amount, rate and term depend on your business and are set when you apply.
What a Purchase Order Financing is
Purchase order financing funds a confirmed order you cannot yet fulfil. When a creditworthy buyer places an order larger than your cash can cover, the funder pays your supplier so the goods can ship.
It solves the classic growth trap — real demand you cannot afford to meet. Funds usually go to your supplier rather than to you, and the order must be confirmed and non-cancellable. Once the buyer pays, the facility is settled and the margin is yours.
How it works
- 1Bring the order
A confirmed, non-cancellable PO from a creditworthy buyer, plus your supplier’s quote.
- 2Supplier gets paid
The funder pays your supplier directly so production or shipment can begin.
- 3Fulfil and settle
Your buyer pays on delivery; the facility is cleared and your margin remains.
Who it is a fit for
A confirmed order from a creditworthy buyer that you cannot fund out of cash — the classic growth trap.
Funds usually go to your supplier rather than to you, and the order must be confirmed and non-cancellable.
What you will need
The full checklist is built from your answers in the application — you are never asked for a document that does not apply to you. For a Purchase Order Financing, the document that does the work is: The purchase order itself, plus your supplier’s quote. Most files are complete with around 9 documents in total.